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Credit Card Payment Calculator – Excel Template

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Credit Card Payoff Calculator – Excel Template

An Excel template designed to help you calculate the most effective way to pay off your credit card debt—track interest, timelines, and savings with ease.

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Description

Credit Card Payoff Calculator – Excel Template

The Credit Card Payoff Calculator Excel template is a powerful financial planning tool that helps you take control of your credit card debt. By inputting your balance, interest rate, and payment details, you can calculate how long it will take to become debt-free and how much interest you’ll save with different repayment strategies.

Ideal for individuals focused on reducing debt efficiently, this template supports better financial decisions by offering a clear and personalized debt elimination plan.

Key Features:

  • Calculates monthly payments, interest costs, and payoff dates

  • Visualizes progress over time with charts and summaries

  • Supports one-time and recurring extra payments

  • Fully editable Excel format for customization

  • Ideal for personal budgeting, debt reduction, and financial planning

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